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Investing
Robo-advisors, brokerages, and investment platforms compared.
Comparisons & Reviews
Top Investing Products
⭐ Best for Beginners
#1
Betterment
4.7
Leading robo-advisor with goal-based investing, tax-loss harvesting, and low fees.
Management Fee
0.25%/year
Minimum Balance
$0
Tax-Loss Harvesting
Yes
Account Types
Individual, Joint, IRA, 401(k)
Pros
- ✓Excellent goal-based planning tools
- ✓Automatic tax-loss harvesting
- ✓Low 0.25% management fee
Cons
- ✗No direct stock/ETF trading
- ✗Premium plan requires $100K+
- ✗Limited control over individual holdings
#2
Wealthfront
4.6
Sophisticated robo-advisor with direct indexing and excellent tax optimization.
Management Fee
0.25%/year
Minimum Balance
$500
Tax-Loss Harvesting
Yes
Account Types
Individual, Joint, IRA, 529
Pros
- ✓Direct indexing available for larger accounts
- ✓Excellent tax optimization
- ✓Strong financial planning dashboard
Cons
- ✗$500 minimum investment
- ✗No human advisor option
- ✗Limited customization below $100K
#3
Schwab Intelligent Portfolios
4.4
Zero-fee robo-advisor from Charles Schwab with access to full banking and brokerage.
Management Fee
$0
Minimum Balance
$5,000
Tax-Loss Harvesting
Yes
Account Types
Individual, Joint, IRA
Pros
- ✓No advisory fees at all
- ✓Backed by Charles Schwab's reputation
- ✓Tax-loss harvesting included
Cons
- ✗$5,000 minimum investment
- ✗Higher cash allocation (earns less)
- ✗No fractional shares in portfolios